Notes on budgeting strategies, savings goals, Investments: Stocks, bonds, real estate, retirement planning etc and Financial literacy: personal finance, taxes, insurance, and financial planning.

Quantified Self:
- Income sources (salary, freelance work, investments)
- Expenses (fixed and variable)
- Budget allocations (groceries, utilities, entertainment, etc.)
- Savings rate
- Debt payments (credit cards, loans, mortgages)
- Credit score
- Net worth calculation
- Investment portfolio value
- Investment contributions
- Investment returns or losses
- Retirement savings progress
- Emergency fund balance
- Insurance premiums paid
- Tax-related activities (filing deadlines, documentation)
- Financial goals progress
- Money-saving strategies implemented
- Cash flow management
- Charity or donations made
- Subscription services (cost, frequency of use)
- Cost-cutting measures taken (e.g., negotiating bills, cancelling unused subscriptions)
- Income earned
- Expenses tracked
- Budget adhered to
- Savings accumulated
- Investments made
- Debt paid off
- Credit score monitored
- Financial goals set
- Financial independence progress
- Retirement planning undertaken
- Emergency fund maintained
- Insurance coverage assessed
- Taxes filed
- Estate planning considered
- Financial literacy efforts made
- Philanthropy or charitable giving practiced
- Financial setbacks overcome
- Financial milestones celebrated
Invest in stocks, mutual funds, or other assets.
Start a side business or freelance gig.

Income #

Employment #

Salary #

Base Salary #

Bonuses #

Investments #

Stocks #

Blue-chip Stocks #

Growth Stocks #

Real Estate #

Residential Properties #

Commercial Properties #

Mutual Funds #

Index Funds #

Bond Funds #

Passive Income #

Rental Income #

Real Estate Rentals #

Airbnb #

Dividends #

Dividend-paying Stocks #

Dividend ETFs #

Royalties #

Book Royalties #

Music Royalties #

Patent Royalties #

Budgeting #

Expenses #

Fixed Expenses #

Rent or Mortgage #

Utilities #

Variable Expenses #

Groceries #

Transportation #

Discretionary Expenses #

Dining Out #

Entertainment #

Savings #

Emergency Fund #

Cash Reserves #

Liquid Assets #

Retirement Savings #

401(k) #

Roth IRA #

Goal-oriented Savings #

Travel Fund #

Home Fund #

Education Fund #

Debt Management #

Debt Repayment #

Debt Snowball Method #

Debt Avalanche Method #

Interest Management #

Negotiating Lower Rates #

Debt Consolidation #

Consolidation Loans #

Balance Transfer Cards #

Financial Goals #

Short-term #

Saving for a Vacation #

Budgeting for Travel Expenses #

Building an Emergency Fund #

Setting Aside a Percentage of Income #

Medium-term #

Saving for a House #

Down Payment Savings Plan #

Children’s Education Fund #

529 Savings Plan #

Paying off Credit Card Debt #

Debt Repayment Strategy #

Long-term #

Retirement Planning #

Retirement Savings Strategy #

Retirement Income Planning #

Wealth Accumulation #

Investment Portfolio Growth #

Passive Income Streams #

Inspiration #

Dave Ramsey, the financial guru and radio host who teaches how to get out of debt and build wealth
Suze Orman, the personal finance expert and best-selling author who advises how to make smart money decisions
Robert Kiyosaki, the entrepreneur and author of Rich Dad Poor Dad who educates how to increase your financial literacy
Warren Buffett, the legendary investor and philanthropist who shares his wisdom on value investing and compound interest
Mr. Money Mustache, the blogger who retired at age 30 by saving and investing aggressively

Quotes #

“Debt is dumb. Cash is king.” - Dave Ramsey
“People first, then money, then things.” - Suze Orman
“The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth in what seems to be an instant.” - Robert Kiyosaki
“Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1.” - Warren Buffett
“The key to financial freedom and great wealth is a person’s ability or skill to convert earned income into passive income and/or portfolio income.” - Robert Kiyosaki

Resources #

Mint, a website that helps you manage your budget, track your spending and save money
NerdWallet, a website that offers tools and advice on credit cards, loans, investing and more
Investopedia, a website that provides comprehensive financial education and information
The Bogleheads’ Guide to Investing, a book by Taylor Larimore, Mel Lindauer and Michael LeBoeuf that explains how to invest wisely using low-cost index funds
r/financialindependence, a subreddit that discusses how to achieve financial independence and early retirement