Financial

Financial #

Notes on budgeting strategies, savings goals, investment plans, etc.

  • Quantified Self:

    • Income sources (salary, freelance work, investments)
    • Expenses (fixed and variable)
    • Budget allocations (groceries, utilities, entertainment, etc.)
    • Savings rate
    • Debt payments (credit cards, loans, mortgages)
    • Credit score
    • Net worth calculation
    • Investment portfolio value
    • Investment contributions
    • Investment returns or losses
    • Retirement savings progress
    • Emergency fund balance
    • Insurance premiums paid
    • Tax-related activities (filing deadlines, documentation)
    • Financial goals progress
    • Money-saving strategies implemented
    • Cash flow management
    • Charity or donations made
    • Subscription services (cost, frequency of use)
    • Cost-cutting measures taken (e.g., negotiating bills, cancelling unused subscriptions)
    • Income earned
    • Expenses tracked
    • Budget adhered to
    • Savings accumulated
    • Investments made
    • Debt paid off
    • Credit score monitored
    • Financial goals set
    • Financial independence progress
    • Retirement planning undertaken
    • Emergency fund maintained
    • Insurance coverage assessed
    • Taxes filed
    • Estate planning considered
    • Financial literacy efforts made
    • Philanthropy or charitable giving practiced
    • Financial setbacks overcome
    • Financial milestones celebrated

  • Invest in stocks, mutual funds, or other assets.

  • Start a side business or freelance gig.

Income #

Employment #

Salary #

Base Salary #

Bonuses #

Investments #

Stocks #

Blue-chip Stocks #

Growth Stocks #

Real Estate #

Residential Properties #

Commercial Properties #

Mutual Funds #

Index Funds #

Bond Funds #

Passive Income #

Rental Income #

Real Estate Rentals #

Airbnb #

Dividends #

Dividend-paying Stocks #

Dividend ETFs #

Royalties #

Book Royalties #

Music Royalties #

Patent Royalties #

Budgeting #

Expenses #

Fixed Expenses #

Rent or Mortgage #

Utilities #

Variable Expenses #

Groceries #

Transportation #

Discretionary Expenses #

Dining Out #

Entertainment #

Savings #

Emergency Fund #

Cash Reserves #

Liquid Assets #

Retirement Savings #

401(k) #

Roth IRA #

Goal-oriented Savings #

Travel Fund #

Home Fund #

Education Fund #

Debt Management #

Debt Repayment #

Debt Snowball Method #

Debt Avalanche Method #

Interest Management #

Negotiating Lower Rates #

Debt Consolidation #

Debt Consolidation #

Consolidation Loans #

Balance Transfer Cards #

Financial Goals #

Short-term #

Saving for a Vacation #

Budgeting for Travel Expenses #

Building an Emergency Fund #

Setting Aside a Percentage of Income #

Medium-term #

Saving for a House #

Down Payment Savings Plan #

Children’s Education Fund #

529 Savings Plan #

Paying off Credit Card Debt #

Debt Repayment Strategy #

Long-term #

Retirement Planning #

Retirement Savings Strategy #

Retirement Income Planning #

Wealth Accumulation #

Investment Portfolio Growth #

Passive Income Streams #